Walking the walk …

Spring is not just in the air, there is a spring in our steps as well.  It’s (finally!) starting to warm up and the mere sight of the sun-filled blue sky is enough to lift the spirit.  “Tramp” poet Davies had pointed out “What is this life if, full of care, we have no time …

Disruptive force

A few days ago, I was reading an article in a leading publication on “Disruptive Forces” that are changing the Financial Services industry.  A quick Google search revealed that almost all the leading “Consulting” experts are using more or less the same wordage, cautioning providers of financial services that they must adapt to, and adopt …